Mortgage and Program Disclosures

Educational information only. This website is not a loan application, prequalification, preapproval, loan approval, rate lock, or commitment to lend. Loans are subject to credit approval, underwriting, property eligibility, applicable law, lender and program requirements, and availability. Rates, fees, costs, eligibility, and program terms may change. Not all applicants will qualify. Loan Factory, Inc. is a private mortgage company, not a government agency. LendingProf and Loan Factory are not affiliated with or endorsed by HUD, FHA, VA, USDA, or any other government agency. Government insurance or guaranties apply only to eligible loans under the applicable program. Refinancing or consolidating debt may increase your loan balance, repayment period, or total finance charges. Loans secured by your home carry a risk of foreclosure if required payments or other loan obligations are not met. For help accessing this content, call (515) 664-7984 or email [email protected]. Do not email Social Security numbers, account numbers, or loan documents; request the secure application or upload process.

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Loan Factory, Inc. | Company NMLS #320841
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