Holly Luca

Holly Luca

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:


NMLS Licensed Mortgage Loan Originator – TX, FL, IA

With over 20 years of experience in finance, mortgage lending, and credit union leadership, I bring a deep commitment to helping individuals and families achieve their homeownership goals. My journey spans roles as a CEO of multiple credit unions, founder of a consulting firm supporting small businesses, and mortgage advisor working closely with homebuyers across Texas and beyond.

I understand that buying a home is one of the most important financial decisions you’ll ever make—and it can feel overwhelming. Whether you're a first-time homebuyer, looking to refinance, or exploring options for a second property, I’m here to walk you through the process with clarity, confidence, and care. From understanding credit to comparing loan programs, I simplify the process so you can focus on what matters most: finding the perfect home.

I specialize in conventional loans, FHA, VA, and home equity solutions, and I take pride in offering customized lending strategies that fit each client’s financial profile. My background in compliance, underwriting review, and consumer advocacy ensures your loan experience is not only seamless but aligned with today’s ever-evolving mortgage regulations.

When you work with me, you get more than a mortgage—you gain a partner who’s committed to your long-term financial wellness.

Let’s make your dream of homeownership a reality—together.


NMLS#: 586712

Company NMLS#: 320841

Spoken Language: English

Rates So Low Because...

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We shop at


218 lenders

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demand

We

our lenders give you

better rates

(we negotiate for you)

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We cut our profit, so you can


more money

save

OUR ACCOMPLISHMENTS

218+

Number of Lenders

1818+

Loan officers

What makes us

different?

Comprehensive rate comparisons across multiple lenders

Provide customized,

real-time rate quotes

Immediate notification of any market rate movement

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Lenders

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Other Brokers

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Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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